Job Requires a Security Clearance? Look at Repairing Your Credit

If your job requires that you qualify for or maintain a security clearance than you should look at repairing your credit. Having a valid security clearance can add $10,000.00 or more to your base salary and is a hard requirement for anyone who comes in contact with classified information. Military or military related professions, defense contractors or governmental employees often are required to acquire or maintain some type of security clearance.

To qualify for a clearance candidates undergo an expensive background check which examines many factors including a candidate’s credit rating. Typical clearances sought are: Confidential, Secret and Top Secret with the investigation for Top Secret being the most rigorous.  If a  sub-par credit history is uncovered during this investigation it could  be a damaging factor in obtaining or maintaining employment that requires a security clearance.  Many careers have been derailed by sub-par credit because it reflects on the candidate’s character or judgment in the eyes of the clearance grantor.

Individuals who depend on qualifying or maintain a security clearance should look at repairing their credit if credit is or have been an issue in their life. Fortunately there are proven and legal strategies to rehabilitate your credit. This involves a comprehensive and strategic approach that pulls  your credit history from the three major credit reporting bureaus and requires those entities reporting negative items to verify the negative entry or remove these  items from the report. Individuals can undertake this process on their own or they can hire a reputable firm to undertake this process on their behalf.